Charge When Not Billed: Annual Rate (Standard Fee):  $240.00 = $240.00Pass Monthly Billing: Monthly Installment (Installment Bill Fee):  $20.00 = $20.00First Payment (Standard Fee):  $20.00 = $20.00Charge When Not Billed: Annual Rate (Standard Fee):  $240.00 = $240.00Pass Monthly Billing: Monthly Installment (Installment Bill Fee):  $20.00 = $20.00First Payment (Standard Fee):  $20.00 = $20.00